Once you have your credit report on hand you can speak to your assigned counselor to see what needs to be done to improve your chances of ownership.  He/she will formulate a plan of action designed to get you into your own home in 90 days or less. 

One of the major problems many would be home buyers face today is that their credit is bad.  Even in times like this where the majority of the population has some form of credit problem, many banks and financial institutions insist in their borrowers having good credit.

Homeownership with bad credit was created to help people solve the myth of owning a home despite their credit past.  Because of our experience in all facets of home ownership, we feel we are uniquely qualified to help many folks attain their dream of home ownership.

Our goal is simple; to get you in a position where you can once again own a home. 

Interest rates are at the lowest they have been in many years.  If you have good credit, you can get a home that will last you a lifetime.  A home where you can raise your kids and grandkids.  A home you can be proud of calling your own.